A blonde walks into a bank in New York City and asks for the loan officer. She says
she’s going to Europe on business for two weeks and needs to borrow $5,000.
The bank officer says the bank will need some kind of security for the loan, so the
blonde hands over the keys to a new Rolls Royce. The car is parked on the street in front of
the bank, she has the title and everything checks out. The bank agrees to accept the car as
collateral for the loan.
The bank’s president and its officers all enjoy a good laugh at the blonde for using a
$250,000 Rolls as collateral against a $5,000 loan. An employee of the bank then drives the
Rolls into the bank’s underground garage and parks it. Two weeks later, she returns, repays
the $5,000 + interest, which comes to $15.41. The loan officer says, ”Miss, we are very happy
to have had your business, and this transaction has worked out very nicely, but we
